Candy Cloud
How franchisees’ loans performed
Every SBA-guaranteed loan to a Candy Cloud franchisee approved between 2023–2026. This is the only public record of what happened to people who actually bought this franchise — the disclosure document does not report it.
Rates below count only finished loans — ones that have been repaid in full or written off. A loan still being repaid has not succeeded yet, and counting it as though it had would make every brand look better than it is.
- Loans on record
- 13
- Finished — repaid or written off
- 0
- Outcome withheld by SBA
- 8 — 62% of all loans
- Median loan approved
- $394,000
Source: U.S. Small Business Administration 7(a) FOIA disclosure data. A loan is counted only once it has been repaid in full or charged off — loans still running are neither a success nor a failure, and counting them as repaid would flatter every brand here. Loans whose status SBA withheld are excluded from the figures above and shown separately. The median is the loan approved, not the cost of opening — most projects are financed with additional capital.
What the loan record cannot tell you about Candy Cloud
Above is who borrowed to buy in and who never paid it back — a public record, free here and always. What it cannot say is what the franchisor claims those outlets earn, or what it costs to run one.
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What that opens
- Every ongoing fee in Item 6 priced in dollars a year, not just the royalty
- How many franchisees left that year, which a headline outlet count hides
- How long the agreement binds you, and on what terms it renews
- Whether the franchisor earns from the suppliers it requires you to use
- A five-year model you drive with your own rent, wages, borrowing and ramp
The loan record stays free — how many of this brand’s franchisees borrowed from a bank to buy in, and how many never paid it back. That is a public government record and we do not charge for it. What you pay for is only what we read out of the franchisor’s own disclosure document.