Circle K
Gasoline Stations with Convenience Stores
What it costs
Figures are from the 2026 filing in MN — the Franchise Disclosure Document as the state registry holds it.
- Total investment
- $3,098,500 – $9,430,500
- Initial franchise fee
- $25,000
- Franchised outlets
- 72
How its owners fared
No franchisee failed to repay
None of the 30 finished loans to Circle K franchisees were charged off. 9 of the 17 comparable brands in Gasoline Stations with Convenience Stores share a clean record. See every one of them →
Based on 30 finished loans.
0 of 30 franchisees who borrowed to buy this brand did not repay. See every loan →
What else the filing says
There is more in Circle K’s filing
What it costs to open is free, above.
This franchisor states what an average outlet takes in a year. That figure, and the fees that come out of it, are what access opens.
One brand of your choosing opens free with an account, for a year. From $49 for more, up to $199 for every brand we have read. Nothing renews itself.
Takes an email and a password. You land back here and choose which brand to open — it stays open for a year. Or see what more costs.Already have an account?
What that opens
- What this filing states an average outlet takes in a year
- Every ongoing fee in Item 6 priced in dollars a year, not just the royalty
- How many franchisees left that year, which a headline outlet count hides
- How long the agreement binds you, and on what terms it renews
- Whether the franchisor earns from the suppliers it requires you to use
- A five-year model you drive with your own rent, wages, borrowing and ramp
The loan record stays free — how many of this brand’s franchisees borrowed from a bank to buy in, and how many never paid it back. That is a public government record and we do not charge for it. What you pay for is only what we read out of the franchisor’s own disclosure document.
Straight answers
From this filing and the federal loan record. Nothing here is projected, and where the filing does not say, it says so.
- How much will it cost to open?
- $3,098,500 – $9,430,500, of which $25,000 is the franchise fee. That is the franchisor’s own estimate and excludes the working capital to survive the months before revenue covers costs.The filing →
- What will I owe them every year?
- Included with access
- Is the system growing or shrinking?
- Included with access
- Did the people who borrowed to buy one repay?Free
- 0.0% were charged off, of the 30 SBA loans that have finished. A charge-off means the lender wrote the loan off — not that the outlet closed, and not that the owner lost money. Loans still being repaid count neither way — a loan that has not finished has not succeeded.Loan outcomes →
- What should I be worried about?
- Included with access
- What should I ask existing owners?
- Included with access
What you would earn, and when
Neither is in the filing: both turn on your rent, wages and financing. Enter those and the five-year model returns your profit, your cash flow year by year, the month you break even, and the NPV and IRR of the whole investment.
- Can I make money?
- Included with access
- How long until I break even?
- Included with access