Fitness Together
Fitness and Recreational Sports Centers
What it costs
Figures are from the 2026 filing in WI, registered April 2, 2026 — the Franchise Disclosure Document as the state registry holds it.
- Total investment
- $259,283 – $574,159low +17%, high +9% since 2025
- Initial franchise fee
- $40,000No change since 2025
- Franchised outlets
- 82−12% since 2025
How its owners fared
14.3% of finished loans charged off
8 of 56 franchisees who borrowed to buy Fitness Together did not repay. Lower charge-off rate than 15 of 39 comparable brands in Fitness and Recreational Sports Centers. See every one of them →
Based on 56 finished loans.
The median comparable Fitness and Recreational Sports Centers brand lost 11.5% of its borrowers. Fitness Together lost 14.3% — 1.2 times the median. See it against every comparable brand →
What else the filing says
There is more in Fitness Together’s filing
What it costs to open is free, above.
This franchisor states what an average outlet takes in a year. That figure, and the fees that come out of it, are what access opens.
One brand of your choosing opens free with an account, for a year. From $49 for more, up to $199 for every brand we have read. Nothing renews itself.
Takes an email and a password. You land back here and choose which brand to open — it stays open for a year. Or see what more costs.Already have an account?
What that opens
- What this filing states an average outlet takes in a year
- Every ongoing fee in Item 6 priced in dollars a year, not just the royalty
- How many franchisees left that year, which a headline outlet count hides
- How long the agreement binds you, and on what terms it renews
- Whether the franchisor earns from the suppliers it requires you to use
- A five-year model you drive with your own rent, wages, borrowing and ramp
The loan record stays free — how many of this brand’s franchisees borrowed from a bank to buy in, and how many never paid it back. That is a public government record and we do not charge for it. What you pay for is only what we read out of the franchisor’s own disclosure document.
Every figure, year over year2025 against 2026, all seven lines
Filed in MN and WI respectively. A franchisor may file different terms in different states, so the registries are named rather than blended. The three headline figures above carry their own movement; this is the rest.
| Figure | 2025 | 2026 | Change |
|---|---|---|---|
| Initial franchise fee | $40,000 | $40,000 | No change |
| Investment, low end | $221,458 | $259,283 | +17% |
| Investment, high end | $524,484 | $574,159 | +9% |
| Franchised outlets at year end | 93 | 82 | −12% |
Straight answers
From this filing and the federal loan record. Nothing here is projected, and where the filing does not say, it says so.
- How much will it cost to open?
- $259,283 – $574,159, of which $40,000 is the franchise fee. That is the franchisor’s own estimate and excludes the working capital to survive the months before revenue covers costs.The filing →
- What will I owe them every year?
- Included with access
- Is the system growing or shrinking?
- Included with access
- Did the people who borrowed to buy one repay?Free
- 14.3% were charged off, of the 56 SBA loans that have finished. A charge-off means the lender wrote the loan off — not that the outlet closed, and not that the owner lost money. Loans still being repaid count neither way — a loan that has not finished has not succeeded.Loan outcomes →
- What should I be worried about?
- Included with access
- What should I ask existing owners?
- Included with access
What you would earn, and when
Neither is in the filing: both turn on your rent, wages and financing. Enter those and the five-year model returns your profit, your cash flow year by year, the month you break even, and the NPV and IRR of the whole investment.
- Can I make money?
- Included with access
- How long until I break even?
- Included with access